CMR "Save & Gain" - Golden investment with a Unique Gold Purchase Plan is a special that has been exclusivly created to help you plan and buy the jewellery that you always wanted to buy. All you have to do is fill in a simple from and join CMR "Save & Gain" Jewellery Purchase Plan. On enrolling, you can select an amount of your choice as monthly advance payment there are various slabs, (starts from Rs. 500/-) You will also get a pass book to keep track of your payments. All have to do is pay ten equal monthly advance payments. After making the advance payment for the last month you can buy your favourite jewellery without wastage / value addition (VA) charges and no making charges. The customer can opt for either the value based or the gold weight based option. The customer is entitle to buy the jewellery on the 11th month.